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Real Estate New Jersey Real Estate Salesperson Sample Questions:

1. In many states, usury laws:

A) provide a right to use property belonging to another.
B) impose a tax on a purchaser of personal property for resale or use.
C) establish a maximum rate of interest allowed for loans.
D) determine the possible legal use of land.

2. A lender whose mortgagor has defaulted may be offered a deed in lieu of foreclosure. If accepted, which of the following will be true?

A) Because it is voluntary, it will not be an adverse item on the buyer's credit.
B) The lender will take the title subject to any junior liens.
C) The lender will usually retain rights under mortgage insurance or VA guarantee.
D) The loan will still be assumable.

3. The local gas company has a 10-foot easement along the rear of a residential lot. This is best known as an easement:

A) by prescription
B) appurtenant
C) by necessity
D) in gross

4. A tenant has an option to purchase leased property. The price that the tenant will pay for the property is determined by the:

A) tenant, when the option is exercised.
B) terms specified in the option.
C) agreement, when the option is exercised.
D) property's market value at the time of exercising the option.

5. An applicant for a real estate salesperson's license must apply for the issuance of the license within:

A) 30 days after accepting an offer of employment from a licensed real estate broker
B) one year from the date of completion of the prelicensure education course
C) one year from the date of passing the state licensing examination
D) one year from the date of beginning the prelicensure education course

Solutions: