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  • Exam Code: M2020-621
  • Exam Name: IBM Risk Analytics for Banking Sales Mastery Test v1
  • Last Updated: Jun 14, 2026
  • Q & A: 24 Questions and Answers
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  • Exam Code: M2020-621
  • Exam Name: IBM Risk Analytics for Banking Sales Mastery Test v1
  • Last Updated: Jun 14, 2026
  • Q & A: 24 Questions and Answers
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IBM Risk Analytics for Banking Sales Mastery Test v1 Sample Questions:

1. For banks and financial institutions, the use of institution-wide enterprise risk management (ERM) programs is continuing to grow, what is the current (Summer 2013) share of the institutions which have a ERM strategy in place?

A) 60% to 70%
B) Over 80%
C) under 60%
D) 0%to 80%


2. What would most concern a credit risk analyst has within commercial banking?

A) Having access to reports on loan origination and credit limit utilization
B) Having tools to report on wrong-way risk in the trading book portfolio
C) Having access to reports on Potential Future Exposure on a portfolio of FX products
D) Having tools to validate the market risk factors for scenario generation


3. What is a key value proposition for the Strategic Business Planning solution?

A) Correlates risks through integrated stress testing which prepares the bank for market-wide stress situations
B) Takes a "top-down" view that aggregates pre-calculated results from multiple risk systems (Algorithmics. IBM.in-house. other vendors), providing risk and return analysis
C) Provides a central and single view of the customer, control over the entire credit sanctioning, approval and activation process
D) Runs RiskWatch-based calculations to ensure consistency across all calculations and risk areas


Solutions:

Question # 1
Answer: A
Question # 2
Answer: A
Question # 3
Answer: B

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